you don't want to use anything your insurer can use later to deny the claim. explain the damage and don't guess at a cause because some causes are not covered. finally real quick, get a cleanup company to dry out flooded areas. you want to do that before mold becomes an issue, if you get a hotel room you're not covered for that because of a loss of power or even for flooding. you are covered if your house can't be lived in because a tree fell through it. a few things to keep in mind if you're one of many people who will try to file insurance claims in days and weeks ahead. back to you. jenna: great rips for us, rick. thank you. jon: some of the tightest battleground states in swing states are home to lots of gun owners. they're paying close attention to what both campaigns are saying about the right to bear arms. william la jeunesse live in los angeles with a look at that. >> reporter: jon, the last four years gun control was essentially a nonissue thanks to pro-gun congress and conservative majority on the supreme court. then the president stunned gun owners